FINCOMMANDPRIVATE BETACAD
EDMONTON 53.55°N 113.49°WEST. 2026
FinCommand
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Appearance · Theatre of Command
→ [ 01 ] SITREP — Command your finances

BLUF — a private financial command centre for Canadians who take wealth seriously. Track every account, run every course of action, and keep eyes on the number that matters.

7 days free · $0 today · then $14.99/mo · Cancel anytime
Net Worth +12.4%
AI Online
Real Estate
Stocks
Retirement
FINCOMMAND · OVERVIEW
Total Net Worth · CAD
$1,284,900+$18,420 ▲
TFSA Room
$41.3k
RRSP
$212.5k
Runway · FI
7.4 yrs
→ Module Index — 06 Systems · All Stations Mission Ready
01
→ BUDGET

See exactly where every dollar goes each month, and know what's truly free to spend after the essentials.

→Spending overview — every category, trend, and outlier at a glance
→Insightful graphs — month-over-month movement and spending power
→Set budget goals — targets per category, tracked automatically
BUDGET · NET SAVINGS · MAY 2026
Net Savings · CAD
$1,509
16.4% surplus ▲
Target
$8,000
Total Income
$9,212
Total Expenses
$7,703
Needs
$5,340
58% inc
Wants
$2,363
26% inc
02
→ NET WORTH

Every asset and liability in a single number — with the growth, gains, and long-run rate that tell you if you're winning.

→Single source of truth — every asset & liability in one number
→Insightful graphs — trajectory, gains, and CAGR years ahead
→Set net worth goals — milestones tracked against your trajectory
NET WORTH · SNAPSHOT
Current Net Worth · CAD
$1,287,340
+$418,265 (+48.1%)Since 2020
Assets
$1,624,780
12 accounts
Liabilities
$337,440
6 debts
YoY
+$168,420
+15.1%
CAGR
+12.4%
2020 / 2026
03
→ CREDIT CARDS

Every card, balance, and reward in one view — so you spend on the right card and keep utilization low.

→Rewards tracker — maximize points on every dollar you spend
→Best-card finder — the top card to swipe, from your actual spend
→Utilization — keep it low and your credit score high
CREDIT · CARD DETAIL
Amex Aeroplan Reserve
American Express · $599/yr fee
Year-1 Value · CAD
$2,700
Ongoing $1,200/yr (yr 2+)
Amex Aeroplan Reserve
Annual Fee
$599
per year
Welcome Bonus
$1,500
85k pts
Annual Rewards
$1,200
on your spend
Travel 3×Restaurants 2×General 1.25×
04
→ STOCKS

Every holding across every account, unified — with the performance and projection tools a serious investor needs.

→One unified portfolio — every position across every account
→Insightful graphs — allocation, geography & value at a glance
→Benchmarked returns — time-weighted return vs the S&P 500, per lot
PORTFOLIO · POSITIONS
Market Value · CAD
$413,420+$5,510 today ▲
PLTR
Palantir Technologies
$213,000
+2.4%
SOFI
SoFi Technologies
$112,750
+1.1%
ZETA
Zeta Global Holdings
$87,670
−0.8%
3 of 12 positions+18.6% vs SPY +14.1%
05
→ RETIREMENT

Model the exact age you reach financial independence — and weigh retire-at-50 against retire-at-65 in seconds.

→FI timeline — your path to financial independence, dated
→Insightful graphs — projected income, drawdown & RRSP/RRIF logic
→Scenario compare — run every course of action side by side
RETIREMENT · NET FLOW
Net Monthly Flow · Today's $
Age 37 → 90 · Retires at 50
+$3,240/moavg surplus ▲
37 50 · RETIRE 65 · CPP/OAS 90
Lifetime Surplus
+$1.9M
Portfolio Runway
Age 95+
Avg Cushion
$38k/yr
06
→ REAL ESTATE

Every property and its equity, plus the deal analysis, leases, and in-house e-signature to run it all.

→Equity tracker — watch equity build as you pay down debt
→Deal analysis — pro formas, BRRR, flipper & map analysis
→Lease + unlimited e-sign — generated and signed in-house
REAL ESTATE · PORTFOLIO
Total Portfolio Equity · CAD
$853,420$2,760 / mo
7 properties · $33,120 annual rental income · cash flow 6 of 7
Market Value
$2,584,600
Mortgage Debt
$1,731,180
Portfolio LTV
67%
Gross Rent / Yr
$167,880
Debt-Free Income
$109,120
Next Renewal
Aug 23, 2026
→ Privacy — verifiable

What we can
and can't see.

Everyone writes “privacy-first.” Here is exactly what that means here — and how you can check it.

01 / Your numbers
The app gives us no path to your numbers

Your budget, net worth, portfolio and real estate live in a table with exactly one access rule: you can read the rows that are yours. There's no admin override on it — every other table in the system has one, and this one deliberately doesn't. It isn't a policy we promise to follow. It's a rule the database enforces on every request, including ours.

Verified
02 / The AI
Only ever sees what you deliberately send it

Nothing reaches an AI unless you open the AI Advisor and ask it something. Every other module is ordinary maths running in your browser — opening your budget sends nothing anywhere. When you do ask, the question passes through to Anthropic and the answer comes back. We store none of it.

No API keys, everCommercial AI APIs don't train on data sent through them.
→ Plans — Beta Pricing

One command centre.
One subscription.

Every module and every AI feature — no tiers, no per-feature paywalls. Pay monthly, or yearly for two months free.

Standard pricing once beta ends
The Plan
Command Centre
$14.99/ mo
Billed monthly · cancel anytime
Full access to every module and AI feature — one login, one bill.
→ All six modules included
→ Every AI feature · no API keys
→ Cloud sync · privacy-first
→ Cancel anytime
→ First 20 lock this rate for life
+ Both Premium Modules
Included· beta
Free for beta members · lifetime
Free in beta
The two premium add-on modules, in one plan.
→ Stock Portfolio + Analyzer
→ Real Estate Portfolio + Analysis
→ Lease + unlimited e-sign
→ Benchmarked returns + deal analysis
Included in your plan ✓
+ Both Modules · Bundle
$399· one-time
Save $59 vs $458 separately
Stock Portfolio and Real Estate, bundled for life.
→ Everything in both modules
→ One-time · lifetime access
→ Best value on the add-ons

Every tool you'd pay for — in one login.

01 / AI AdvisorAI Financial Advisorvs Monarch AI · ChatGPT
FinCommand
✓Financial planner in your pocket
✓Talk to your finances, all data in one place
✓Custom guru playbooks coach you
✓Context pulled from every module
✓Canadian RRSP / RRIF / TFSA-aware advice
Included · no extra cost
What you'd otherwise buy
Monarch AI~$137/yr
—Only sees your budget, not your whole picture
—No custom coaching playbooks
—No Canadian registered-account awareness
ChatGPT~$329/yr
—No access to your financial data at all
—Starts from zero every session — no memory of your accounts
—Generic answers, not built from your actual numbers
02 / BudgetBudgeting & Cash Flowvs Monarch · YNAB
FinCommand
✓Spending overview — every category, trend & outlier
✓Auto-import bank and credit-card statements
✓Auto-generate income / expenses / savings
✓Monthly trends & spending power, tracked automatically
✓Printable reports for your records
✓Set budget goals & track progress toward them
Included · no extra cost
What you'd otherwise buy
Monarch~$137/yr
—CSV imports only, no live statement sync
—Reports are basic
YNAB~$149/yr
—CSV imports only, no live statement sync
—No printable reports; insights are basic
03 / CardsCredit Card Optimizervs MaxRewards · CardPointers
FinCommand
✓Best card from your actual spending — no estimating
✓Rewards tracker + points optimizer on every dollar
✓Per-category picks — the best card to swipe on groceries, gas, travel
✓Utilization tracking to keep your score high
✓Add any card to the registry, full detail on each
Included · no extra cost
What you'd otherwise buy
MaxRewards~$148/yr
—Offer-based suggestions, not your actual spending
—Can't add your own cards to compare
—US cards only
CardPointers~$99/yr
—Category estimates, not your actual spending
—US-first card database
04 / Net WorthNet Worth Trackervs Empower · Kubera
FinCommand
✓Comprehensive view of assets & liabilities, tracked over time
✓Trajectory, gains & CAGR — know if you're winning
✓Live account sync + snapshots over time
✓Real-estate equity + RRSP / RRIF / TFSA aware
✓Set net worth goals & track milestones
Included · no extra cost
What you'd otherwise buy
Empowerfree · US only
—US-only, no Canadian accounts or CAD
—No real-estate equity or RRSP/RRIF/TFSA awareness
Kubera~$343/yr
—Real-estate equity is tracking only, not built in
—No RRSP/RRIF/TFSA awareness
05 / StocksStock Portfoliovs Simply Wall St · Sharesight
FinCommand
✓Every holding unified, auto-synced across every account
✓Live positions & lots, dividend tracking
✓Allocation & geography at a glance
✓Premium detailed analysis & watchlists
✓Portfolio builder & rebalancing tool
Included · no extra cost
What you'd otherwise buy
Simply Wall St~$164/yr
—Manual position tracking, no auto-sync
—No portfolio builder, rebalancing, or projections
Sharesight~$148/yr
—No premium analysis; watchlists are basic
—No portfolio builder, rebalancing, or projections
06 / ProjectionsStock Research & Projectionsvs Morningstar · Seeking Alpha
FinCommand
✓AI-assisted research & reporting on a stock
✓Detailed charts & forward growth projections
✓Benchmarked TWR vs the S&P 500
✓Rebalancing engine
✓Downloadable financial reports
✓Synced to your own portfolio
Included · no extra cost
What you'd otherwise buy
Morningstar~$341/yr
—Analyst-driven, not AI-assisted on demand
—Not synced to your own portfolio
Seeking Alpha~$410/yr
—Ratings-based, not deep AI research
—Not synced to your own portfolio
07 / Real EstateReal Estate & Leasingvs Stessa · DocuSign
FinCommand
✓Bird's-eye view of the whole portfolio + equity tracker
✓Mortgage amortization + lease generator
✓Tenant management, applications & unlimited e-sign
✓Paydown accelerator + Smith Manoeuvre calculator
✓Buy-&-hold pro formas, flipper & BRRR calculators
✓Deal leaderboard + map analysis
Included · no extra cost
What you'd otherwise buy
Stessa~$190–460/yr
—No paydown accelerator or Smith Manoeuvre
—No flipper/BRRR calculators or deal analysis
—E-signatures metered separately
DocuSign~$180–490/yr
—Signing only — no portfolio or deal tools
—5 envelopes/mo on the personal tier
How our e-signatures compare to DocuSign & Dropbox Signthe nuance, for landlords

Most landlords draft the lease in one place, then pay a separate signing service just to collect a signature. FinCommand generates the province-aware lease and collects unlimited legally-binding e-signatures in one flow — with a full Sent → Viewed → Signed audit trail and a tamper-evident completion certificate, included in the module.

FinCommand Sign · in the Real Estate module
✓Unlimited leases, province-aware & generated for you
✓Full audit trail (Sent → Viewed → Signed)
✓Tamper-evident completion certificate
✓Signed lease flows into your finances — rent roll & equity
✓Built specifically for landlords
Included · one-time, bundled in the module
What you'd otherwise buy
DocuSign Personal~CA$180/yr
—Only 5 documents / month
—Upload your own lease — nothing generated
—Recurring forever; generic, not for landlords
DocuSign Standard~CA$490/yr
—Upload your own lease — nothing generated
—Doesn't flow into your finances
Dropbox Sign EssentialsCA$240/yr
—Upload your own lease — nothing generated
—Doesn't flow into your finances
Competitor pricing from publicly listed plans, June 2026. DocuSign Personal US$11/mo billed annually (5 envelopes/mo); DocuSign Standard US$30/user/mo (unlimited envelopes); Dropbox Sign Essentials CA$20/mo, CA$240 billed yearly (unlimited). USD converted at ~1.37. Subject to change.
08 / RetirementRetirement & Financial Independencevs Boldin · ProjectionLab
FinCommand
✓Measure your abundance, build multiple fully-custom plans
✓FI timeline, dated
✓Scenario compare — run every course of action side by side
✓Syncs data from every other module automatically
✓FIRE & Monte Carlo simulations
✓Native RRSP / RRIF / TFSA modeling
Included · no extra cost
What you'd otherwise buy
Boldin~$197/yr
—Doesn't sync with budget, stocks or real estate
—US-first — no native RRSP/RRIF/TFSA modeling
ProjectionLab~$177/yr
—Doesn't sync with your other modules
—Canada-aware, but not native registered-account modeling
09 / CalculatorsCalculators, Synced to Your Datavs free web tools · undebt.it
FinCommand
✓Mortgage & compound-interest calculators
✓Debt payoff optimizer
✓Synced to your real data — no re-typing
✓Lives beside the rest of your finances
Included · no extra cost
What you'd otherwise buy
Free web toolsfree · scattered
—Scattered across different sites
—Nothing synced — re-enter everything
undebt.it~$14/yr
—No mortgage or compound-interest calculators
—Standalone — not part of your finances
◆ Only in FinCommand — the things none of them do
✓Custom guru playbooks — load your favourite advisors' transcripts and have them coach you
✓Native Canadian account logic — RRSP, RRIF, TFSA & FHSA room, not US framing
✓Smith Manoeuvre engine — the Canadian mortgage-to-investment strategy, modeled
✓Real estate deal suite — pro formas, BRRR, flipper, leaderboard & map analysis
✓Lease + unlimited e-sign — generated and signed in-house, no per-document metering
✓Every module syncs — budget, stocks & real estate feed your retirement plan automatically
✓Zero setup — no API keys — every AI feature works out of the box; nothing to configure or pay for separately
✓No admin backdoor — your numbers are walled off from us by the database itself, not by policy; never sold, never used for ads
✓One login replaces nine subscriptions — one bill, one source of truth
→ Request Clearance

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FinCommand
Your money. Your rules. Under your command.
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