Plain-English Summary: FinCommand is a personal finance tool to help you understand and manage your money. It is not a licensed financial advisor. We provide software, not financial advice. Your data is yours. Be honest about your financial information. Don't misuse the platform. Pay for what you use.
By accessing or using FinCommand at fincommand.net ("the Service"), creating an account, or clicking "Create Account," you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference.
If you do not agree to these Terms, do not use the Service. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
These Terms constitute a legally binding agreement between you and FinCommand ("we," "us," "our"), operated as a sole proprietorship in Canada.
FinCommand is a personal finance management platform that provides tools for:
The Service is provided "as is" for personal financial organization purposes. We reserve the right to modify, suspend, or discontinue any feature of the Service at any time with reasonable notice.
FinCommand is currently in beta. During the beta period, the Service is provided free of charge or at reduced pricing. Beta users acknowledge that the Service may contain bugs, incomplete features, or unexpected behaviour. We appreciate your patience and feedback during this period.
You must be at least 18 years of age to create an account and use the Service. By creating an account, you represent that you are 18 or older. If you are between 13 and 17, you may only use the Service with the explicit consent and supervision of a parent or legal guardian.
You may create an account using an email address and password, or by signing in with your Google account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated.
You are responsible for:
We are not liable for any loss or damage arising from your failure to maintain account security.
Each person may maintain only one active account. Creating multiple accounts to circumvent subscription limits or access restrictions is prohibited.
During the current beta period, FinCommand is available free of charge to beta users. We reserve the right to introduce paid subscriptions in the future. Beta users will receive at least 30 days' advance notice before any free features become paid.
When paid subscriptions are introduced:
We may offer a permanent free tier with limited features. The features included in the free tier are at our sole discretion and may change over time with reasonable notice.
You agree to use the Service only for its intended purpose of personal financial management. You agree not to:
We reserve the right to suspend or terminate accounts that violate these acceptable use provisions.
Important: FinCommand is a financial organization and analysis tool. It is not a registered financial advisor, investment advisor, broker-dealer, tax advisor, or legal advisor. Nothing in the Service constitutes financial, investment, tax, or legal advice.
Specifically:
We strongly encourage you to consult with qualified financial, tax, and legal professionals before making significant financial decisions. Past performance of any investment does not guarantee future results.
You own all financial data you enter into FinCommand. We do not claim any ownership rights over your personal financial information.
By using the Service, you grant FinCommand a limited, non-exclusive license to store, process, and display your data solely for the purpose of providing the Service to you. This license does not include the right to use your data for advertising, sale to third parties, or any purpose beyond operating the Service.
You are responsible for the accuracy of data you enter. FinCommand is not responsible for decisions made based on inaccurate data you have provided.
While we provide cloud sync functionality, you are responsible for maintaining your own backups of important financial data. We recommend regularly using the Export All Data feature. We are not liable for data loss resulting from technical failures, account termination, or other causes.
For full details on how we handle your data, see our Privacy Policy.
The Service, including its design, code, features, branding, and content (excluding your personal financial data), is owned by FinCommand and protected by copyright, trademark, and other intellectual property laws.
You may not copy, modify, distribute, sell, or create derivative works from any part of the Service without our express written permission.
The FinCommand name, logo, and brand identity are proprietary to FinCommand. You may not use them without prior written consent.
FinCommand integrates with third-party services including Supabase, Cloudflare, Financial Modeling Prep, Anthropic, and Google. Your use of these services through FinCommand is subject to their respective terms of service and privacy policies.
We are not responsible for the availability, accuracy, or conduct of third-party services. If a third-party service is unavailable, certain FinCommand features may not function.
Links to third-party websites within the Service are provided for convenience only. We do not endorse and are not responsible for the content of third-party websites.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that:
Financial markets are volatile and unpredictable. Any projections or scenarios shown in the Service are hypothetical and based on assumptions that may not materialize.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINCOMMAND SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
IN NO EVENT SHALL FINCOMMAND'S TOTAL LIABILITY TO YOU EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) CAD $100.
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless FinCommand and its operators from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in connection with:
You may stop using the Service at any time. To delete your account and all associated data, contact us at hello@fincommand.net. We will process deletion requests within 30 days.
We may suspend or terminate your account at any time if:
If we terminate your account for reasons other than a Terms violation, we will provide at least 30 days' notice and the opportunity to export your data.
Upon termination, your right to use the Service ceases. Sections 6, 8, 10, 11, 12, and 14 of these Terms survive termination.
These Terms are governed by and construed in accordance with the laws of the Province of Alberta, Canada, and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Any dispute arising from these Terms or your use of the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in Alberta, Canada, in accordance with the Arbitration Act (Alberta), except that either party may seek injunctive relief in a court of competent jurisdiction.
You agree that any claim must be brought within one year of the event giving rise to the claim.
We may update these Terms from time to time. When we make material changes, we will:
Your continued use of the Service after the effective date of the updated Terms constitutes your acceptance of the changes. If you disagree, you may terminate your account before the changes take effect.
If you have questions about these Terms of Service, please contact us:
Email: hello@fincommand.net
Website: fincommand.net
We aim to respond to all inquiries within 5 business days.